Use ATM cum Debit Card as a Credit Card in India

Want to buy something online? But you don’t have a credit card right? You don’t have to worry any more if you have international ATM cum Debit card issued by any bank in India. You can make your own credit card online and make any kind of payments instantly. You don’t even have to go to the bank for this. Here I’m going to tell you how to use your ATM cum Debit card as a Credit card and purchase online.

Lets start – remember first things first.
First register your ATM/Debit card for online transactions. To do this use the appropriate link listed below. And use register now there to register your card.

ABN-AMRO Bank
Andhra Bank
Bank of Baroda
Bank of India Visa Card | Master Card:
Bank of Maharashtra Visa Card
Canara Bank
Citi Bank
Corporation Bank
Dena Bank
Deutsche Bank
Dhanalakshmi Bank
Federal Bank
ICICI
IDBI Bank
Indian Bank
Indian Overseas Bank
IndusInd Bank
Jammu and Kashmir Bank
Karnataka Bank
Karur Vysya NetSafe
Oriental Bank Of Commerce
Punjab National Bank
Standard Chartered Bank Visa Card | Master Card
State Bank Group Visa Card | Master Card
Syndicate Bank
The Lakshmi Vilas Bank Ltd
Union Bank of India
Vijaya Bank

Once your card is registered their you are ready for the next step.

Goto Entropay.com. Entropay is a fast, secure and trusted Virtual Credit Card services provider. Creating VCC through Entropay is 100% secure and 100% legal. I still use Entropay many times for online transactions. Best option with Entropay is you can create your VCC any time you want and destroy it any time after your purchase so that your card can’t be misused. Add the exact amount(minimum $20) and spend it as you wish then destroy it. Create and destroy as many cards as you need and there is no(absolutely no) charges for this. If you don’t want to destroy it then your card will be valid for 1 year long.

You can use this VCC for Paypal purchase too. But don’t use this card to verify your Paypal account. This may cause your Paypal account locked. Use your Bank account to verify Paypal rather.

Now register with Entropay for free. Once you register, you will be asked to link your Debit card with your Entropay account. This card will be used for adding funds to your Entropay account.

Add your card and verify your email account. Your very own virtual credit card will be issued by Entropay instantly. Just add funds to your card and purchase online.
Use ATM cum Debit Card as a Credit Card

Remember the user account and spending money through the Virtual Credit Card is free of cost but Entroy does has some direct fees for this service. Here are the fees details applied by Entropay for this service.

ServiceFees
Open an EntroPay AccountFree
Create an EntroPay Virtual Visa CardFree
Load an EntroPay card from a personal credit or debit card4.95%
Receive money from a merchant onto an EntroPay card1.95%
Transfer between EntroPay Cards$0.20 / £0.10 / €0.15
Foreign exchange fee on relevant purchases2.00%
Spend using an EntroPay cardFree
Return money to a personal credit or debit card$ 6 / £ 3 / € 4.50
Destroy an EntroPay Virtual VisaFree

Happy Purchasing!

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